I've lived in many different locations in the United States and its possessions because of my father's military assignments (he's now retired from active duty). After graduating high school, though, I settled in Texas.
Pronounced FOAL-zer, it's simply the easier way to say the user ID I've had for my entire work career. Kinda rolls off the tongue, no?
Doesn't work out so well for some poor souls. A classic Dilbert strip features a woman asking the Pointy-Haired Boss if she can change her user ID to something other than her first initial plus last name. "No exceptions," he replies. Last panel shows him thinking to himself: "That Brenda Utthead sure is a whiner."